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2.3 Acres with Creek, Jackson County

Available
📍 South of Marianna, FL, FL · 2.30 acres · Jackson County
$12,500 or $99 down + $179/mo
Charming 2.3-acre lot with a year-round spring-fed creek along the back boundary. Partially cleared with scattered live oaks. County water available at the road. Paved road frontage on a quiet county road. Minutes from Marianna and Florida Caverns State Park. Great starter lot for a cabin or mobile home.

Features

Creek FrontageLive OaksCounty WaterPaved RoadPartially ClearedMobile Home OK

Property Details

Acreage
2.30 acres
County
Jackson County
Zoning
Residential/Agricultural
Road Access
Yes

Location

🗺 View on Google Maps → 30.7254000, -85.2138000

💰 Monthly Payment

Own this land with a low monthly installment — no bank approval required.

$179 /mo
Down Payment
$99
Term
72 mo
Interest Rate
9.50%
Total Cost
$12,987
✓ No credit check ✓ No closing costs ✓ Immediate access
Apply Now →
💬 Frequently Asked Questions
What is owner financing?
Owner financing (also called seller financing) is when the seller acts as the lender. Instead of going through a bank, you make monthly payments directly to the property owner. There is no credit check, no mortgage broker, and no waiting for bank approval.
Do I need a credit check?
No credit check is required. Owner financing is based on your intent and ability to make payments, not your credit score. This makes it an accessible path to land ownership for buyers who might not qualify for traditional bank financing.
What happens if I miss a payment?
Each property listing has payment terms including a grace period and late fee structure. In serious cases of non-payment, the seller may have the right to terminate the agreement. The exact terms are documented in the land sale contract you sign before purchasing.
Can I build on the land immediately?
Generally yes, but it depends on local zoning and permitting requirements. Some properties allow construction immediately, while others may have restrictions or require permits. Check the zoning information in the property listing and verify with your county planning office before purchasing.
How do I make monthly payments?
Monthly payments are made securely through Stripe. You can set up automatic billing so your payments process on time each month without any manual steps.
Is there a prepayment penalty?
No, there is no prepayment penalty. You can pay off your land early at any time without any extra fees or penalties. Many buyers choose to pay ahead to own their land sooner.

Pay in Full

One payment. The land is yours.

$12,500
Full purchase price · No financing needed
Pay $12,500 Now
Secure checkout via Stripe
— or —

Owner Financing

Pay the down payment now, then monthly installments.

$99 down
Then $179/mo for 72 months at 9.50% interest
Down Payment
$99
Monthly
$179
Term
72 months
Total Cost
$12,987
💵 Make Down Payment — $99 📅 Set Up Monthly Payments — $179/mo
No credit check · No closing costs · Immediate access

📋 Apply for This Property

Interested? Submit an application and we'll reach out with next steps.

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📖
New to owner financing?
Learn how owner-financed land works, what to look for in a deal, and how it compares to a bank mortgage.
How to Buy Land With Owner Financing → Owner Financing vs. Bank Mortgage →
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